Payments on Ethereum

Accept USDC and ETH payments on Ethereum

Accept USDC, USDT, DAI, or ETH on the network where stablecoins began — transfers go directly from your customer's wallet to yours, verified on-chain.

Accepts USDC, native ETH, USDT, DAI on Ethereum. Settle never holds funds — payments settle straight to your wallet.

HOW IT WORKS

Three steps.
No custody.

Everything runs on your wallet. Settle is the checkout, the verification, and the record-keeping — never the money.

01

Add your wallet

Add the Ethereum address you want to receive payments on. Settle never asks for keys — only the address.

02

Share a checkout

Create a payment link, invoice, or product page at a dollar price. Customers see a hosted checkout with your branding.

03

Get verified payments

Transfers settle directly into your wallet. Settle verifies each one on-chain before marking it paid, then issues the receipt.

Why accept payments on Ethereum

Ethereum is where stablecoins were born and it remains the network with the deepest liquidity and history. Some customers simply hold their USDC on mainnet and expect to pay from there; accepting Ethereum means you can take their payment as-is, on the network with the longest track record.

It's worth enabling alongside a cheaper network rather than instead of one: many merchants accept Base or an Arbitrum-style rollup as the everyday checkout and keep Ethereum enabled for customers who prefer it. Settle lets you run wallets on all six supported networks side by side — the customer picks at checkout.

Fees and costs, plainly

The Ethereum mainnet is the most established network and the busiest — transfer fees vary with network activity and can be noticeably higher than on rollups like Base, Arbitrum, or Optimism. That network fee is paid by your customer when they send the payment, and it goes to the network — not to Settle.

Settle's platform fee is 0% during launch on every network, so the cost of a payment is the network fee and nothing else. If pricing ever changes, it will be announced in advance and published on the pricing page before it takes effect.

Wallets your customers will use

Any EVM wallet: MetaMask, Coinbase Wallet, Rainbow, Rabby, and others, connected in the browser or via the checkout QR code. No account creation is required to pay — a customer opens your checkout, approves the exact amount, and they're done.

You can collect an email for the receipt, make it optional, or allow fully anonymous checkouts — the choice is yours, per link or product.

How Settle verifies the payment

On Ethereum, Settle reads the token contract's transfer record on the blockchain and checks that the exact amount, of the right token, arrived at your wallet. A transaction hash by itself settles nothing — the transfer itself has to be on-chain and match.

Once verified, the payment is marked complete, your customer receives a receipt by email, and your dashboard shows the full timeline — detection, verification, and settlement — alongside the transaction on the block explorer.

GOOD QUESTIONS

Frequently
asked.

What can I accept on Ethereum?

USDC, USDT, DAI, and native ETH. Your Ethereum payout wallet is an ordinary Ethereum address — the same one you already use.

Are Ethereum mainnet fees high?

They vary with network activity and are typically the highest of the networks Settle supports. Many merchants also enable Base, Arbitrum, or Optimism so customers can choose a cheaper network; the fee is paid by the sender either way.

Can I accept Ethereum and other networks at the same time?

Yes. Add a payout wallet per network and every checkout lets the customer choose. Each network's payments settle to that network's wallet.

How is the payment verified?

Settle reads the token contract's transfer record on Ethereum and checks the exact amount, token, and destination wallet before marking an invoice paid.

The checkout is ready. Your wallet is waiting. Say the price. Share the link. Set your own terms. Keep the whole payment. From first customer to a real business.