Pricing
0% platform fee. You keep the whole payment.
No monthly minimum, no contract, no rolling reserve, and no custody account. You pay the on-chain network fee and nothing else.
Everything is included
There is no feature gate and no upgrade path, because there is only one plan.
- Unlimited payment links and hosted checkout
- Invoices, products, and a hosted storefront
- Plans, subscriptions, and renewal reminders
- Every supported network and stablecoin
- Test and live API keys with signed webhooks
- Customer records, analytics, and CSV export
- Dispute threads and emailed receipts
- Team members with owner, admin, and viewer roles
What fees will I pay?
Two things touch a Settle payment: the platform, and the blockchain network it settles on. The platform takes nothing during launch. The network charges the sender a small fee to broadcast the transfer — that is the only cost, and it exists with or without Settle.
Platform fee
0%
During launch, on every network and every payment. Settle takes nothing from the transfer.
Network (gas) fee
Cents or less
Paid by your customer when they send the payment. On Base, Polygon, Arbitrum and Optimism typically a few cents or less; on Solana a fraction of a cent.
Receiving a payment
Free
A transfer into your wallet costs you nothing. Networks do not charge recipients.
Network fees are set by each blockchain and change with network activity. Settle does not add anything to them.
Compared with a card processor
The fee difference matters, but it is rarely the reason merchants move. The rows below it usually are.
| Settle | Card processor | |
|---|---|---|
| Platform fee | 0% during launch | 2.9% + $0.30 |
| Payout timing | Seconds, on-chain | 2–7 business days |
| Who holds the funds | You — always | The processor |
| Chargeback risk | None — transfers are final | Up to 120 days |
| Account freezes | Not possible — no custody | At processor discretion |
| Rolling reserve | None | Common for new accounts |
| Country coverage | Anywhere with a wallet | Roughly 46 countries |
Pricing questions
- What does 0% actually mean?
- Settle takes nothing from the payment. A $100 invoice settles $100 into your wallet. The only cost is the network fee the sender pays to broadcast the transfer, which on Base is typically a fraction of a cent.
- How much is a USDC transfer fee?
- A USDC payment is a normal blockchain transfer, so the fee is the network's gas cost — not a percentage. On Base, Polygon, Arbitrum, or Optimism it is typically a few cents or less; on Solana a fraction of a cent; on the Ethereum mainnet it can be noticeably more when the network is busy. Your customer pays it when they send the payment, and it goes to the network — not to Settle.
- What happens when launch pricing ends?
- Any change is announced in advance and published here before it takes effect. Payments you have already taken are never repriced retroactively.
- Are there limits on volume or number of links?
- No. Public endpoints are rate limited to protect platform stability, but there is no cap on volume, payment links, products, or customers.
- Do I need a business entity to start?
- No. You need a wallet address and an email. Whether your own jurisdiction requires you to register a business to trade is your call, not a platform restriction.
- Is there a fee to receive on a particular chain?
- Settle charges nothing on any chain. Network fees differ by chain and are paid by the sender — which is why Base and Solana are the common defaults.
Something not covered here? Email support@settlep2p.com.